SAS EuroBonus in 2026, explained: how to earn Silver, Gold and Diamond, what your points are worth, and why an SAS Amex card is the fastest way there.
Imagine flying to New York in SAS Business with your partner and paying the points for only one of you. Or reaching EuroBonus Silver from your grocery shopping before you have boarded a single flight. That is what an SAS EuroBonus American Express card does. It is the only SAS card with the 2-for-1 voucher, it earns the most points per krona, and through an invitation you start with up to 65,000 bonus points.
In this guide: Status levels · SAS Amex cards compared · Why use an invitation · More ways to earn status · Spending your points · Mastercard and Lunar · FAQ
EuroBonus status levels in 2026
SAS has been part of SkyTeam since 1 September 2024, so EuroBonus status is now recognised on Air France, KLM, Delta, Virgin Atlantic and the rest of the alliance. You reach a level with either level points or qualifying flights during your personal 12-month qualifying period.
| Level | Level points | Or flights | SkyTeam tier | Key benefits |
|---|---|---|---|---|
| Silver | 20,000 | 10 | SkyTeam Elite | Extra bag, priority check-in and boarding, 25% more bonus points |
| Gold | 45,000 | 45 | SkyTeam Elite Plus | SAS and 750+ SkyTeam lounges, Fast Track, two extra bags, 50% more bonus points |
| Diamond | 90,000 | 90 | SkyTeam Elite Plus | Everything in Gold, 75% more bonus points, 30% off award trips, points that never expire |
Aiming for the lounge? Read our step-by-step guide on how to get SAS EuroBonus Gold.
The fastest way to earn: an SAS Amex card
1. The 2-for-1 voucher: two people fly for the points of one. Every SAS EuroBonus American Express card gives you a voucher once you reach its yearly spending level. It halves the points price for two travellers on SAS and SkyTeam partners. With Elite it even works in Business. No other SAS card has it.
2. The most points for every krona. You earn up to 20 bonus points per 100 SEK on everything you buy, from groceries to holidays, straight into your EuroBonus account.
3. Status from everyday spending. SAS Amex Elite earns 6 level points per 100 SEK with no cap, the highest rate of any personal SAS card.
Classic, Premium or Elite: which card is yours?
| Card | Fee | Bonus points per 100 SEK | Level points per 100 SEK | 2-for-1 voucher | Welcome bonus by invitation |
|---|---|---|---|---|---|
| SAS Amex Classic | 30 SEK/month from 1 Nov 2026 | 10 | None | One a year, within Europe, at 100,000 SEK spend | 7,500 points |
| SAS Amex Premium | 150 SEK/month | 15 | None | One a year, worldwide, at 150,000 SEK spend | 20,000 points |
| SAS Amex Elite | 575 SEK/month | 20 | 6 | Two a year, worldwide and in all cabins, at 150,000 and 300,000 SEK spend | 65,000 points |
- Classic is the easy start: a low fee, points on everything, and a voucher for trips around Europe.
- Premium is the sweet spot for most people: 50% more points than Classic, a worldwide voucher, family travel insurance, a free extra card, and the SAS Business lounge when you fly SAS Business.
- Elite is for those who want it all: the biggest welcome bonus, level points on every purchase, two vouchers a year that also work in Business, and travel insurance for trips of up to 120 days.
Want to see your own numbers? Try the SAS Amex points calculator on our front page.
What your welcome bonus buys you
Here is what you could have after your first 13 months: the welcome bonus by invitation plus the points from reaching each card’s voucher level.
| Card | Spend in year one | Points you’d have | Plus | What it can buy |
|---|---|---|---|---|
| Elite | 150,000 SEK | About 95,000 | A worldwide voucher valid in Business, and 9,000 level points | One-way to New York in SAS Business for two (60,000), with 35,000 points left |
| Premium | 150,000 SEK | About 42,500 | A worldwide voucher | One-way to New York in Economy for two (30,000), with points to spare |
| Classic | 100,000 SEK | About 17,500 | A Europe voucher | A return trip within Scandinavia for two on most routes |
Without the voucher, that Business trip for two would cost 120,000 points.
Why apply through an invitation?
American Express promises that invited friends always get the highest current welcome bonus, whenever they apply. Public campaigns come and go, but an invitation keeps the top offer open.
- The highest welcome bonus: up to 65,000 bonus points with Elite, 20,000 with Premium and 7,500 with Classic.
- No extra cost: same card, same fee, same terms. You just get more points.
- Invitations of your own: once you have the card, you get three a year for friends and family, worth at least 135,000 bonus points a year with Elite, according to Amex.
The welcome bonus is paid in two parts, in month 7 and month 13, as long as you use the card every month. The offer is for people who have not held an American Express card in the past 12 months.
More ways to earn EuroBonus status
Your Amex card gives you a steady base every month: 150,000 SEK on SAS Amex Elite is 9,000 level points, almost halfway to Silver. These routes top it up.
- Fly SAS and SkyTeam. SAS, Air France, KLM, Delta, Virgin Atlantic and more all earn level points. Always add your EuroBonus number.
- Hotels. Scandic booked via SAS gives 35 level points per 100 SEK, and other Hotels by SAS bookings give 15.
- Car rental. Avis gives 500 to 750 level points per rental, Hertz 500 to 1,000, Europcar at least 250.
- ChangeMakers. Ten sustainability actions in a calendar year give 5,000 level points.
- Status match. Since 14 October 2026, elite members of 84 airlines outside SkyTeam can match from €89 (Silver), €199 (Gold) or €349 (Diamond), for up to 23 months.
- Buy level points. Just short at the end of your period? 1,000 level points cost 1,000 SEK or 10,000 bonus points. Check SAS’s terms first.
Hold Gold for ten years in a row and you get Lifetime Gold. Since November 2025, ten Diamond years in a row also gives Lifetime Diamond.
How to spend your EuroBonus points
EuroBonus has a fixed award chart, so you always know what a trip costs. Add your Amex 2-for-1 voucher and the price per person is cut in half. Prices apply since 1 December 2025.
| Trip | Points | With 2-for-1, per person |
|---|---|---|
| Short flight within Scandinavia, SAS, one-way | 5,000 to 10,000 | 2,500 to 5,000 |
| Long-haul Economy, SAS, one-way | 30,000 | 15,000 |
| Long-haul Premium Economy, SAS, one-way | 45,000 | 22,500 |
| Long-haul Business, SAS, one-way | 60,000 | 30,000 (Elite voucher) |
- Use the voucher where it counts. The Elite voucher works in all cabins, so Business long-haul saves the most. The Premium voucher covers Economy and Premium Economy worldwide. Taxes and fees are paid separately.
- Fly SAS-operated flights when you can. They carry no fuel surcharges, while Air France and KLM can add high fees on award trips.
- Book early. Award seats open roughly 330 to 359 days before departure.
- Use your points. Air France-KLM plans to become majority owner of SAS, and EuroBonus may one day merge into Flying Blue. Nothing is decided, but today’s fixed prices and vouchers are worth using now.
SAS EuroBonus cards compared: Amex vs Mastercard and Lunar
Here is every personal SAS EuroBonus card side by side, with the Amex cards first. Only an SAS Amex card has the 2-for-1 voucher, which is where most of the value lies. Amex Elite also earns the most bonus points (20 per 100 SEK), the most level points (6 per 100 SEK) and the biggest welcome bonus (65,000 through an invitation), more than six times the best Mastercard offer.
| Card and fee | Bonus points per 100 SEK | Level points per 100 SEK | 2-for-1 voucher | Welcome bonus |
|---|---|---|---|---|
| SAS Amex Elite★ BEST OVERALLCredit · 575 SEK/month | 20 | 6 | 2 a year, worldwide, all cabins | 65,000 by invitation |
| SAS Amex PremiumBEST VALUECredit · 150 SEK/month | 15 | None | 1 a year, worldwide | 20,000 by invitation |
| SAS Amex ClassicCredit · 30 SEK/month from 1 Nov 2026 | 10 | None | 1 a year, Europe | 7,500 by invitation |
| SAS EuroBonus Mastercard Premium (SEB)Credit · 195 SEK/month | 15 (25 on SAS tickets) | 25% of bonus points, min. 500 a month | None | 10,000 |
| SAS EuroBonus Mastercard (SEB)Credit · 22 SEK/month first year, then 43 | 10 (20 on SAS tickets) | None | None | 3,000 |
| SAS Lunar (Visa)Debit · 49 SEK/month | 8 (up to 20 on SAS) | None | None | 3,000 after 15,000 SEK spend in 3 months |
| SAS Executive (business)Credit · 599 SEK/month | 25 | 20,000 a year | None | 20,000 |
Our take: make an SAS Amex card your main card. It earns more, it has the voucher, and Elite earns about 60% more level points per krona than Mastercard Premium (6 versus about 3.75 per 100 SEK). Add the basic SAS Mastercard as a low-cost backup for shops that don’t take Amex. Lunar suits you if you don’t want a credit card at all.
Six tips to get more from your SAS Amex
- Put everything on the card. Groceries, bills where accepted, holidays. Every purchase moves you closer to the voucher and to status.
- Give your partner a free extra card. Their spending earns points in your account too.
- Time big purchases. A holiday or a renovation in the same calendar year can take you past 150,000 SEK and unlock the voucher.
- Save the voucher for long-haul. It halves the price, so the more expensive the trip, the more you save.
- Watch SAS campaigns. SAS has run 20 to 30 percent off award flights several times this year, and the discount comes on top of your voucher.
- Pay in full every month. Interest cancels out the value of your points.
SAS EuroBonus FAQ
Do EuroBonus points expire?
Bonus points are valid for about five years from when you earn them. Diamond members’ points never expire.
Can you earn EuroBonus status with a credit card?
Yes. SAS Amex Elite earns 6 level points per 100 SEK with no cap. SAS Mastercard Premium earns at least 500 a month, and the SAS Executive business card gives 20,000 a year.
Which SAS Amex card is best?
Premium suits most people thanks to its worldwide voucher and low fee. Elite is best if you want status or Business Class vouchers, and Classic is the cheapest way to start.
How does the 2-for-1 voucher work?
Reach your card’s yearly spending level and you get a voucher that halves the points price for two travellers on one award booking. You pay taxes and fees for both.
Is EuroBonus merging with Flying Blue?
Nothing has been announced. Air France-KLM is working to become majority owner of SAS, but SAS says EuroBonus continues as today.
Ready to start earning?
One card gives you points on everything you buy, a voucher that flies two for the price of one, and a faster road to EuroBonus status. Apply through an invitation and start with up to 65,000 bonus points.
Borrowing costs money. If you can’t repay the debt on time, you risk a payment remark. For support, contact the budget and debt counselling service in your municipality.
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Which SAS Amex card pays off for you?
Compare Classic, Premium and Elite with the points calculator, then apply by invitation for the highest welcome bonus.
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